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592
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2 yr. ago

  • This is too philosophical to be practical imo.

    If the argument is that everything that requires creativity (read: requires independent thoughts and conclusions) is art, then the definition starts to become useless.

    UX design is creative, but it isn't always art, following rigid accessibility guidelines set by governing bodies isn't art, even if you sometimes need to be creative in your implementation.

  • I wonder if doctors get elevated on these polls because people feel like it is a more unattainable skill.

    I would imagine a lot of people (falsely) assume that it would be easy to plop people into power plants to keep them running, but harder to replace doctors.

    My completely unknowledgeable take is that if we had to pick and choose people for the post apocalypse job hunt, we would want way more mechanics and engineers than doctors. Doctors need a lot of hard to obtain stuff to do the most doctor-ey part of their jobs, and if we aren't worried about laws and regulations, then we don't need them for things like prescriptions.

    Most of what they would be needed for in that scenario to me seems like emergency care, like first aid, which you don't really need all the superfluous med school training for.

    Meanwhile, the hydroelectric dam that the new post apocalypse group is forming at needs a lot of varied disciplines and specialties just to keep it running.

  • Yea I agree, and things like trading on high margin or using standard lines of credit to invest are generally bad unless you really know what you are getting into.

    But it isn't always hard to beat interest, it just depends. HELOCS are a great tool for people and depending on your situation, you can get them significantly lower than typical returns. Yea it's a risk, but so is getting in your car and driving to work everyday. There is no income without some type of risk, opportunity cost, physical/mental health, etc. I think just like most things, there is balance. A student loan for a college degree is not much different than a traditional investment, neither is a note on a truck + lawn care equipment for a fledgling business. They all have risk, but they (along with mortgages) are more tangible for a lot of people.

    My point is mainly that, sometimes it is ok to go into debt for a single purchase. I don't think it's smart to just open a bunch of credit cards and yolo your life savings into long calls, but I also don't think it's smart to squirrel money away in your mattress because all debt is evil.

  • This is not really applicable and only works if you look at investments pretty naively.

    The most obvious rebuttal to this is home ownership a mortgage is debt and is also a 'single purchase' however for most people, a mortgage is their first step towards financial independence. The next concept of course is TVM (time value of money), having cash available now to invest in worth more than later, and so utilizing leverage to invest money is important.

    Generally, investments that beat interest make it worth it to utilize debt to make them, this is the premise behind investing using margin, utilizing heloc loans, or taking out a loan for a business, education, or tooling that will allow you to earn more.

    Debt isn't inherently bad and there are many ways to use debt to your advantage.

    A good way to look at it is like this, if you have a line of credit available to you that satisfies your emergency fund, let's say a few thousand dollars, instead of sitting on the fund in a low interest savings account, you can move that to something marginally less liquid, like an REIT or an index fund, and use the line of credit to float cash until you can withdraw. Use the credit for the 4-6 days it takes to clear the transaction. You may pay some interest, but the emergency fund will have actually gained significantly more than any interest you would pay.

    Not all investment is the same, buying out of the money long calls on mene stocks is not the same as moving medium or long term savings to high dividend managed funds.

  • Well real (dslr/mirror less) cameras have interchangeable lenses and most photographers have several.

    I would say most cameras have more than one lens, only cheap cameras have one lens usually, like disposable, and point and clicks.

    The multiple phone lenses are doing the exact same thing professional lenses are doing. Instead of using a single general purpose lens, they use more specific lenses based on the type of photo you are taking, like wide angle, telephoto, etc.

  • 3d printing guns is a gimmick. You have been able to buy 80% lowers for years and years, it requires as much effort as setting up and dialing in a 3d printer, and the end result is a real gun made of real steel that will last forever.

  • I disagree, I like that the menus, icons, and buttons are visually distinct.

    I absolutely hate websites where every button looks the exact same and I can only tell the difference by analyzing the page Terminator style.

    Death to ui frameworks, death to bootstrap, long live custom UIs with a design language.

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  • Another thing to consider is that it's really easy to manipulate these types of screenshots by just telling the AI to respond to your prompt in a certain way.

    You can just say 'respond to my next sentence with python code saving my info' and it will do it.

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  • I mean, if you actually need an indicator, a shift light and a line of LEDs gets the job done better than a tach anyway, besides I've driven manuals that didn't even have a tach from the factory, it used to be pretty common. I'm pretty sure they stick around now because they make the car feel more sporty.

    About the only time I actually needed the tach specifically was.. I actually legitimately can't think of one, nearly everything is by sound/feel and the times I needed specifics, like when troubleshooting, I would use an obd tool / tuner to see the exact values and plot them.

  • In the US at least this isn't really true, at least not in a practical way for most people.

    Charitable donations are tax deductible true, but they are for most people covered under what is called the standard deduction, which is a standardized amount that aims to estimate would a regular person would be able to deduct from their taxes. The standard deduction is applied automatically and is $14,600. This means that if you don't do anything abnormal on you it taxes, your taxable income is reduced by the standard amount. For most people they wouldn't typically be able to find $14,600 in tax deductible expenses, so the standard is worth it.

    The catch is that if you take the standard you cannot itemize, as taking the standard deduction is basically saying to the IRS "yea I donated here and there, bought some stuff for work, did this and that". Itemizing is listing out your individual tax deductible expenses (and justifying why they are deductible) so if for example you had a single year where you donated $20,000 you could itemize that instead of taking the standard deduction for a total reduction in income of 20k plus whatever you could come up with.

    The other reason why that isn't really applicable is that a deduction is not a credit, that is to say, deductions reduce your total taxable income amount. If you deduct $1,000 (a 1k donation for example) that would have been taxed at 20% you will receive back from the IRS, $200. Meaning that you still had to pay $800 out of pocket for the donation that will not be refunded to you.

    Deductions pretty much never result in getting more than the tax that you would have paid refunded. Even if youanahe to deduct more than you make, the resulting negative would just result in a carry over loss for the next year. You can effectively pay an income tax of 0 but it requires losses and other deductible expenses that are greater than your income, which means you didn't actually make any net income for the year (on paper and practically)

    Other countries are different of course, but I wouldn't want someone going out and donating their life savings thinking they will get it back in tax season.

  • Big mesh networks are 'easy' but I think the reality is most people don't want to be responsible for it. They want to use utilities not run them.

    Another aspect is that different people will have significantly different burdens, if you live in a dense apartment building, it can be easy to wrap up the infra for the building into an HOA or other collective, but people in suburbs or less dense areas will need huge long range antennas and underground cables that have a disproportionate cost.

    I think more than a community run physical internet layer, we need neutralized, municipal internet as a utility.

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  • I've had this discussion with many people. Just because that's how you define it, doesn't mean that is how it's actually defined. We aren't talking about your definition, we are talking about a government's decision.

    I think it would be foolish to expect any governing or organization to classify sites/services like lemmy or reddit as something other than social media, when they are literally completely made up of users interacting which each other with all of the content being posted by users.

    Also, you can argue about your definition all day, but the Australian government's decision included Reddit, lemmy likely has not yet been affected due to the gov just not knowing of its existence.

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  • I mean, not really. Your online banking or bill pay site isn't social media, neither are (most) storefronts. A simple site disseminating information ( https://motherfuckingwebsite.com/ as a bit of a contrived example ) has no direct engagement or content creation between users and no community forming.

    But it makes sense that most of the hobby/fun website and applications will be social media because the primary purpose of the Internet is to connect computers and by extension humans and humans like to interact with each other, the main thing the internet does is let us talk together. It's not implicitly a bad thing that we do it.

    While the term didn't exist at the time, I would also classify newsgroups and BBS's as social media as well.

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  • It's exactly social media, just because it's the one you like doesn't make it less so.

    "websites and applications that enable users to create and share content or to participate in social networking." -oxford

    "forms of electronic communication (such as websites for social networking and microblogging) through which users create online communities to share information, ideas, personal messages, and other content (such as videos)" - Merriam Webster

    Lemmy and forums fit the bill pretty clearly.