It all depends on your income, man. If you are well off you have no excuse to not pay for anything. If you live in Vietnam then by all means all software becomes suddenly free and free of guilt.
I'm 33 and never seen this IRL. Weird. Only heard people mention it online. Must be that thing that doesn't actually happen and is only perceived on the web.
Thanks! Solid advice. Unfortunately no sailing clubs here but I'll see if I can meet up with some sailors and try out a boat or two.