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Posts
6
Comments
259
Joined
2 yr. ago

  • The only reason it sucks is because the program is so limited by units available. If the program was more widespread that bar to entry could be removed entirely.

    The brightside is that it is a clear path forward out of our current situation. We just need to spread awareness and collectively demand action.

    Homestead CLT is the program if you want to know more. I highly encourage everyone to see if there is a Community Land Trust in their area.

  • We need to expand community land trusts to ensure people have housing. Just going to copy and paste a previous comment since I was just talking about them in a thread about HOAs.

    I live in a townhouse that is one of 30 on our lot. All of the houses are a part of a land trust program that owners have to qualify in order to buy, a minimum income set to ensure applicants can pay a mortgage and a maximum set by the average income of the city. The houses are sold at cost and buyers agree to sell at that cost, plus a small percentage of equity gain per year lived in the house. Property taxes are fixed to this valuation agreement so nobody in the program is forced out of their home from real estate bubbles.

    If the program was expanded the bar to entry could be lifted. I had to hold off on a raise that I got while we were in the middle of the buying process to make sure I didn't go over the cap, which is hilarious (sad) since we still struggle with my current income. Friends of ours missed out and moved out of state because they were a few paltry thousand over the cap, the work in restaurants and had they not declared their tips they would have had a house in the city they love.

    A great start would be seizing these vulture's properties that are compounding the problem.

  • I live in a townhouse that is one of 30 on our lot. All of the houses are a part of a land trust program that owners have to qualify in order to buy, a minimum income set to ensure applicants can pay a mortgage and a maximum set by the average income of the city. The houses are sold at cost and buyers agree to sell at that cost, plus a small percentage of equity gain per year lived in the house. Property taxes are fixed to this valuation agreement so nobody in the program is forced out of their home from real estate bubbles.

    The HOA is responsible for repaving our shared driveway, external window cleaning, gutter cleaning, ect. On three storied townhouses some of those tasks would be difficult for neighbors to manage themselves and kinda ridiculous for each individual to take care of, when pooling resources is a simpler solution.

    Your view of HOAs is entirely skewed by suburbia, which is terrible community planning from the onset.

  • Depends on where you live. Here in Washington state we don't have an income tax, so our property taxes are one of the few ways the government has to collect taxes. For that reason our property taxes are much higher than states that have multiple ways to collect.

  • Not a king. But the bully pulpit has considerable power to shape public discourse.

    All I have seen from the administration is explaining how Bidenomics are a huge success, and look at these amazing numbers on a graph that don't represent working class struggles. It's a waste of breath when they could be pushing for policies that would make material change for working class people.

    He sure as shit used the bully pulpit to explain why breaking up the railway strike was "in our best interests".

  • When the average person is being told by Biden that the economy is doing great but don't see it in housing/food/gas prices where all their money goes, you can bet people will swing back to the lunacy of the right. When you only have two options and are desperate for change what option do people feel they have?

    We desperately need third party options.

  • You think a person commenting in a political thread is the issue? The issue is the people so disillusioned from the lack of representation that they have completely checked out. You're part of the problem if you then blame them for their apathy instead of understanding why it's there in the first place. You can't address an issue if you fail to acknowledge the problem.