These loans are out right predatory. I was offered a 12% interest rate 7 years ago and have friends who've been offered 16%!!!
Yes you can say just don't sign it, but we're 17 years old we can't comprehend how much affect a 16% interest rate will have on you in 8 years and you've been told all your life college is the goto life path and you have to do this to get a "good job" and live a good life.
I agree we should payback the money we loaned, but taking advantage of genz via predatory loans for wanting a higher education is downright criminal in itself.
Adding onto this a lot of us will struggle to make these payments. I have 20k in loans and I haven't paid a dime on EVER. Now I suddenly have a second car payment out of nowhere!
Really your only answers are going to be based in economics.
A society can absolutely thrive with a 1:1 ratio, but not built around a capitalistic mindset. Quite frankly China's probably the best person to have this problem and they ignore the whims of capitalism for their countries residents quite often.
Possible non-economic considerations could be not having enough people to build a military and lack of cultural exportation. Both of which China doesn't really have any problems with.
Just a single data point but as soon as a corporation bought my apartment complex they "attempted" to illegally increase my rent through hidden fee increases. They also "accidentally" sent me the wrong leases with the rents increased multiple times.
If I need to sue a corporation for something like this, it's going to be a lot of time and effort for me but nothing for them so they can essentially get away with the illegality. Mom and pops it's a lot of time and effort for both of us so it's in both of our best interests to do things by the book.
Your subscribed will be the same. All will differ as it grabs everything everyone on that instance is subscribed to.
Ex. If you're on lemmyworld you'll see everything there by default but if you swap to instance X and nobody in x is subbed to niche.community@lemmyworld then it won't be brought to your All
Just FYI hot is probably the worst way to browse for news and events, I've found top of 6h is far better if you check often, Active if you check every 24 hrs ish.
Both Prey & Bullet train I was expecting average action movies, and both ended up being some of my favourite movies last year with great rewatchability.
I’m actually having a very difficult time thinking of something that’s priced strictly based on the time+enjoyment metric without factoring labour+material
Just to be clear I think at a base level labour and material should still be taken into an account. The problem right now is these apps are essentially warring over your attention and in order to do so are hacking our ape brains. Now this isn't necessarily a bad thing, that relationship can be somewhat symbiotic, we get entertainment they get ad revenue. However the situations gotten dire as they need to drive profits up and steal attention from each other and instead of innovating and progressing their platform they're maliciously implementing ways to keep you on their platform. We need to swap to a system that's revolved around our money being spent where our enjoyment is at. This negates malicious ad revenue driven profits and might actually drive an era of innovation across big tech which hasn't happened since the early 2010's.
When talking directly about the fediverse, sure the devs love working on lemmy, but for how long. Quite frankly nobody will agree but we should be paying them to work on it as we should be paying instance admins in some capacity. This is an ad free experience we should really put our money where our mouth (enjoyment) is.
I can turn it back around on you and say why do you think the worth is detached from how much usage it gets from its users? If anything something we use and enjoy using should be getting more rather than a one off AAA game we'll enjoy for 20 hours one month.
I have no doubt that it's well maintained and well tested, but how does this provide benefit to an every day intenet user.
The setup for i2p is virtually impossible for 98% of internet users. How do we apply i2p benefits to the 98%. This is the rewrite that must be done. The code is solid and works yes, but it's the social application that needs to be rethought.
The absolute greatest people you can target with i2p are torrenters as it proves the MOST benefits to them immediately and you generally don't even see any of them adopting i2p. This is the problem that needs to be thought through.
I2p is notoriously difficult to setup up for the average user as well as being pretty slow right?
It's also 20 years old, do you think the core i2p code would need to be retackled in order to make it more available to the average user and at that point would it be more advantageous to start from scratch?
Instances should be divided more into groups of Communities. So they theoretically don't grow infinitely, only as high as the "group" if communities grows. Ex. An NBA or Sports instance containing /c/NBA /c/NFL /c/NHL and all the related teams. Or similar to the programming.dev instance all being programming and development. While these would grow it would grow at a much slower rate than everything in one instance and be much more maintainable.
Of course this is somewhat of a social construct so everyone has to be in agreement with how to handle this and move accordingly, which won't happen.
Long-term long-term for federation there has to be a distributed computing solution that allows the users to contribute to hosting.
I work in Data Engineering and have spent most my time on analytics teams. They don't have a SWE/CS background and generally because of that don't follow any good programming practices. In my experience style guides are hard to get them to follow properly even if you set up SQLFluff for them., I can barely make them see the advantage of not committing directly to main (at least we're using git). It's very frustrating.
Being able to rip the battery out when the phone locks up
How often does your phone lock up that that's necessary? I used to have lockups a lot more but android is damn stable now, haven't had one in years.
Needing to make sure it’s actually off and can’t be remotely powered on
Do you disconnect your PC's PSU?
When it’s 3 years old and the hardware is still well up to the task but the battery lasts 4 hours.
Fair, but if you're getting 4 hours SOT after 3 years, it's just not a great phone. My current Note 10+ still pumping out 10 hours SOT and I'm a HEAVY user.
Honestly in 2015 I'm totally on your side for this, but in the last few years I've never felt the need to hotswap batteries, and only slightly felt the need to replace it in general.
Yes my 12% is a federal loan. Not sure on the 16.