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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)SK
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2 yr. ago

  • BNPL generally has a fixed payment schedule, while CC does not. It's entirely feasible to use a CC and never pay interest by paying debts immediately (because you have cash liquidity). At that point, a CC becomes more of a low-friction "accounts payable" system for consumers than a financing scheme.

    BNPL's primary value is in making large purchases because of low cash liquidity. When consumers don't have enough cash liquidity for FOOD, that's a sign of bad times.

    Or it means people are leveraging low interest loans to gamble their lunch money. Still not a good look.

  • The second part of this comment doesn't make a lot of sense.

    My understanding is that the tax system allows for the declaration of depreciation in assets as a business expense. This is fine for assets with transparent market valuations.

    The part where this system could be abused is in willfully withholding the release of a movie, overvaluing the expected revenue, and then subsequently declaring the lack of revenue as a depreciation in assets which is then declared as a business expense to reduce the tax burden.

    A clearer example of this, with very obvious fraud, might be:

    • I paint a picture, spending about an hour of my time and 30$ of paint and canvas.
    • I then organize a silent/shady auction for my painting, and secretly bid $1,000,000 for my own painting
    • Then I decide to not pay for it and at the same time I decide to retract the sale instead of opening it up.
    • On paper I have a $1,000,000 asset that has been depreciated by $1,000,000 which allows me to deduct $1,000,000 from my other taxes.

    So obviously this example was fraudulous. It's possible that the expected revenue on the cases involving movies was estimated transparently and was fair, because of market forces.

    Maybe something more scummy was at play?

    Who knows.

  • You wouldn't do this with a stranger's device, so why insist you do it with your employer's device? Just don't.

    If you have a workstation and want to use the same monitors/headsets/peripherals with both the company device and your personal device try one or two KVM switches.

  • Any reasonable judge will look at this clause and come to the conclusion that Roku is not acting in good faith. It's so blatantly scummy to have a user have to mail in an opt out request on a consumable's EULA update that the consumer never asked for long after the initial purchase.

  • Anyone can build a bridge. Only an engineer can build a bridge that barely stands.

    In the same way, the fact that one built a large online platform, that doesn't necessarily mean it was built with minimal ressources and without taking past or future risk.

    Engineering is, as a profession, specifically the application of scientific principles to solve problems the right way, the first time, that is to say efficiently, and with minimal risk.

    The fact that one codes, or wields a wrench, or operates a C&C machine does not mean one is applying science to solve problems efficiently and managing risk. These are entirely different skills and professions.

  • Dividing by a division of 2... Of course it's going to cancel out. Like subtracting a negative.

    Surely you don't not understand double negatives? Just think of it like that.

  • It's almost like building telescopes is a bit easier than month-long marine expeditions.

    Well I guess it's not immediately apparent. But in hindsight, the kind of telescope you need to see the moon or Uranus isn't quite the investment that a dangerous expedition to unknown lands or the bottom of the sea entails. Nor an observatory or space-bourne telescope for that matter. And you can't use a telescope to discover a continent on earth unless you were already in space.

  • 3rd party app support...

    There are many other reasons, but let's be real. A lot of us ditched reddit because they dropped support for third party apps. Having an interface that isn't trying to constantly milk you for all sorts of monetization schemes matters a lot, as it so happens. Enough to say goodbye to a lot of familiar and large communities with otherwise good information.

  • My next car purchase if at all, will be some plugin electric (full or hybrid). The only reason I haven't purchased it yet is because the form factor I am looking for in a car hasn't been made in a plug in variety yet.

    Also the stories about constant surveillance and tracking, and the push for shit-tier infotainment when I already have one in my pocket (phone) are not helping either.

    Just make a dumb battery on wheels, already.

  • Here's an idea: what if the intent of the prompt had nothing to do with race, that it was prompting simple artistic expression no different than prompting hair, or shirt, or sky colour?

    Whiteness makes no sense. Who is white is highly subjective.

    Skin tone can be measured pretty objectively. We have colour standards for describing and reproducing colours with a degree of accuracy that is sufficient for practical purposes. The label "white" itself is quite non-specific. But the entire point of the AI is to fill in the blanks anyway, to generate content from non-specific prompts. I don't agree that trainers can't generate some consensus about the typical colour values for "white" skin tone. "I know it when I see it."

    Society has an absurd and unhealthy obsession with race and all that baggage.

  • when they were a scrappy bunch of nerds working out of a house

    Much of the recent criticism relates specifically to toxic/bro culture and a work culture that encouraged cutting corners, mistakes, and burnout. I'm not sure what was going on in the house behind the scenes was a model of a professional workplace.

  • Of those adversely affected, most have more than eight years of experience at Dell and most are 40–55 year old women, we're told.

    I think you are basically arguing that the policy is equal, whereas the article is basically arguing that the policy isn't equity. Two different values. You are not wrong, it's an equal policy. But the article is right in saying that the policy isn't equity.

  • You are not wrong that monopolies granted by copyright are regularly and unfairly abused.

    That being said, AI trainers are getting away with plagiarism right now. More importantly, it's not just violation of a single copy, it's potentially the creation of tools that enable mass derivative copies. Authors that create training data need to be compensated.