Nah come on now. Insurance is all about numbers not emotions. Chance of Trump skipping bail near 0%, chance of wooden housing in Florida getting trashed in the next few years? 100%
I get your emotive response but it's not based upon facts.
I've driven lots of vehicles and the bloody C3 came straight to mind. I mean it was a brown 4 door so I was never going to like it. But my god is was the most dull bag of bolts I ever drove.
If we're going by names then, well...