I used to have this enormous dev folder of projects. Some with git, some before I knew what it was.
I clinged and backed it up like crazy, until I actually looked at what was contained (spoiler: horrid code). Then I just got used to burning some old code. Now I'm often distracted by stuff like docker, kubernetes and that stuff
It's fun though, I've grown a bunch. but the setup sometimes does overscale badly
When I downloaded The Last Of Us it would shoot to 4-5 and get stuck there. Meanwhile, I downloaded Madagascar on a random Monday and a week or so later that thing is at 36.0.
creditors would do their due diligence and try to assert that you would be able to pay back your loans by doing many of the same things they do now.
In the Netherlands this would boil down to:
proof of employment (pay check and statement from your boss)
summary of outstanding debts
That's it. The BKR system only tells you any outstanding debts (such as a car or phone to pay off) or if you stil owe significant money to debtors. It doesn't tell you how long you've been a good citizen.
especially here in the US where transfers between banks take 2-3 days.
Laughs in SEPA Instant Transfer
Anyhow, locking and unlocking is an option. Using "3D Secure" systems - which require a secondary approval via an app or website - works significantly better, and chargebacks are one tap in a banking app (modern apps, so US might again be fucked here).
I used to have this enormous dev folder of projects. Some with git, some before I knew what it was.
I clinged and backed it up like crazy, until I actually looked at what was contained (spoiler: horrid code). Then I just got used to burning some old code. Now I'm often distracted by stuff like docker, kubernetes and that stuff
It's fun though, I've grown a bunch. but the setup sometimes does overscale badly