Skip Navigation

InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)RO
Posts
0
Comments
118
Joined
2 yr. ago

  • My credit card offers 0% interest on terms 3-12 months with any purchase over $75. You also often get offers like this at checkout for most online purchases these days. I would hope that's where most of this is coming from.

    They're a "good deal."

    The catch is budgeting for this. It's very easy to have these little purchases snowball on you if you do it for literally everything like is being pushed by creditors. If you don't take the full amount of the purchases out of your budget, and then spend that extra cash, then all of a sudden next month when you've got a $200 payment due on groceries and your Amazon purchase, you're short. Then you can't pay your credit card in full, and have to roll over the balance and start paying interest. That's the game they're playing here.

    Do this over several months and the payments can really add up quickly. If you don't have an actual budget process, you can get yourself in a bind really quickly.

  • It should be noted that this shift has happened in the last 30 years or so. Before that civil servants were the norm and contractors the exception. Civil service used to be a very good job that had some of the best benefits you could find, including some of the last remaining pension programs. You could live a very decent middle class life being a civil servant. Contractors are no cheaper for the government but it does move the liability from them to a 3rd party private employer. And now all the money goes to the business men who get the contracts and pay their employees a pittance with nearly no benefits.

  • I don't see how this isn't a fraud on the same level as Enron. There is no way that MPT was an arm's length third party when literally everyone of Steward's hospitals was entering into leaseback agreements with them. The system is fucking broken and it's goddamn shameful. They are doing this with vital services which will cause communities untold suffering and has already resulted in loss of human life if you read up on their mismanagement of the hospitals.

  • Yes but our current society vests power in the corporation doing the killing. It's a problem as old as civilization, but one we still haven't solved. The problem is that these institutions and the technology they wield has never been greater.

  • We're very isolated and feel powerless. You can do all that but there's no guarantee you will see any change. In fact, you're more likely to become even more jaded when you find out your local council is dominated by business and religious interests.

  • Diagnosis and identifying mental illness are 2 different things. Mental illness is a very low threshold and this person was clearly delusional and it lead to their death. That's a mental illness... de facto. And you can't fake suicide... she's dead.