RememberTheApollo_ @ RememberTheApollo_ @lemmy.world

Posts

88

Comments

4,400

Joined

2 yr. ago

There’s no reason you can’t do both. This country had proven time and a gain it will put rich people first, the rich get rich because investments and holdings in stocks, so taking advantage of the shitty situation is fair game.

Ah, sorry didn’t see the name change. No, that was never my intent. Diversification is a must.

I’m not continuing this discussion to change your mind. If you’re happy with what you’ve got you’ve no need to listen to me. Big consumer investment houses are there to make money off you. Everything you listed is exactly what I mentioned as being a reduction in your ROI and incurring fees and taxes. For instance, we’ve invested in QQQ (feel free to check it) for more than a decade using the strategy I mentioned first. Even over the last 5 years it’s had 110% return. $10k is now more than $20k without bothering to calculate DCA or returns investing. Now do that across more index funds. Even if averages 7% with gains/losses and no fees or capital gains you can see that this comes out far ahead.

All that said, good luck.

IRAs are tied to stocks.

There’s no way to “avoid the stock market entirely” using this. Yes, you should balance how you want your tax burden to look in the future by deciding how you wish to invest in Roth or regular IRA. IRAs are also limited to how much you can contribute, whereas traditional stock investment does not.

I don’t want to get too deep in the weeds here for investing strategy. There’s pros, cons, and costs to each of these kinds of investment. People have to look at all of these, their personal capabilities, and risk tolerance. Personally, we’re (another key word here:) diversified across multiple investments and someone absolutely should take advantage of the same if they can.

Actually just avoid the stock market entirely and pay someone else to manage your money.

This doesn’t make sense?

If someone is “managing” your money, they’re managing stocks and/or investments tied to stocks, even if it’s something like a direct deposit to a CMA.

High interest savings is pretty decent if you can find the right one, it’s a no-effort way to collect interest. Just make sure you can afford the bank’s rules like minimum amounts or any fees.

As far as someone else managing your money you left out a lot. Who and how? Money managers take fees one way or the other, they trade your money around based on whatever works for the business and not always what is best for the client. No matter what any trades will incur trade fees and capital gains taxes. Those gains and fees are losses that could have been avoided. I’ll stand by my original opinion.

I want all the names. Not just trump.

Yeah. Himself.

Index funds. Avoid individual stocks. Don’t try to time the market, in or out. DCA. Don’t touch the money. Don’t touch the money. Don’t touch the money.

Pretty much all you need to know right there - assuming the market continues in some fashion we’re accustomed to.

The dude could literally have the hangman’s noose of judgement around his neck and still be ranting and blaming everyone but himself. He cannot operate any other way. It’s pathological.

So finally they’ve figured out that “privatization” is a shitty idea. Not only does it introduce another point of failure in logistics and operations, but the private sector doesn’t mind trying to make every contract on they can retire off of using taxpayer money.

And maybe bring them back with a good assortment of PC parts, too.

There is zero reason to even think this when the far more obvious “conspiracy” is that he was deliberately allowed the time, means, and lack of supervision to do so. A man that has lost everything and will spend eternity in prison as a paedo supplier of underage girls to the rich and powerful has plenty of motivation to kill himself.

This site is just as ridiculous as the antivaxxers making shit up without evidence when in this case especially the “opportunity” conspiracy is wildly more likely vs someone physically going in and murdering the man. All they had to do was do virtually nothing instead of plotting a murder and hiding it.

This is the conspiracy. Nobody went in and killed him. They absolutely gave him time and the means to do so.

Did you even bother to read what I wrote instead of reiterating points I already made?

Because compared to America everyone else’s “shit” is 10x better than our “none at all”.

You completely ignored the “permanent lifestyle change” aspect. It doesn’t matter whether the person in need of weight loss does it via diet and exercise or via diet and ozempic, the diet/lifestyle that they got themselves fat on has to change.

You’re basically blaming the drug for the person’s inability to psychologically deal with diet. That isn’t what the drug does. No, you don’t need to eat back to your old weight, that’s the part where permanent change to diet comes in.

I already stated a caveat for conditions that may be outside the user’s control, so don’t use that as an excuse for all users. Yet again, the doctor and patient have to discuss the risks. I’m done here.

I think most medications are meant to be accompanied with permanent lifestyle changes where possible. No, you should not take this drug “forever”. If you take ozempic for weight loss but choose to continue eating like shit then it isn’t the drug’s fault. Assuming of course there isn’t some other medical disorder leading to weight gain, but again, balancing the negative health effects of obesity vs any negative effects of weight loss drugs needs to be examined by patient and physician.

Like many medications, you are balancing the risks of continuing with an unmedicated health problem or any negative side effects of the medication.

Preventing something like this:

https://interestingengineering.com/science/diamonds-in-the-sky-can-solve-global-warming-problem-find-swiss-scientists

Written nebulously to cancel environmental efforts, I’m sure.