NauticalNoodle @ NauticalNoodle @lemmy.ml

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1 yr. ago

I know your pain. Around ~2008 I made a check deposit and later that day checked my balance at the atm to see that I had a positive balance that I had printed off. That evening and the following day I proceeded to do 7 or more transactions. The following day after that I got notified that I was being hit with multiple overdraft fees. Logically I went to the bank the next day around 4pm, thinking they would work with me since I had documentation from their ATM saying I had a positive balance. They said they couldnt do anything for me locally and had to contact the branch I opened my account with. We contacted that branch but because they were one timezone over they said they couldn't help me until the next day as they were closing and "oh, yeah several more overdraft charges are about too hit the account." The next day I contact them and they proceed to tell me they can only reverse one charge and I had also accrued a late fee because I hadn't payed any of the overdraft fees off yet.

When everything was said and done I had paid over $450 in fees. Contacting my bank to see if they'd work with me only saved me $2.00 because the late fee was that much lower than another overdraft fee.

In 2009-2011 sometime I got contacted by a law firm as that bank was facing a class-action lawsuit for intentionally prioritizing debits over credits but I had since thrown away my documentation so I didn't join. -To this day it blows my mind that a bank can telll a client that they have a specific positive balance and yet can still rip them off under the guise of "overdraft protection"

They call it "protection" because it's fuckin' racketeering by any other standard!

"Year" not Quarter?

'begging the question' is a specific type of logical fallacy

"begging the question or assuming the conclusion (Latin: petītiō principiī) is an informal fallacy that occurs when an argument's premises assume the truth of the conclusion. Historically, begging the question refers to a fault in a dialectical argument in which the speaker assumes some premise that has not been demonstrated to be true. In modern usage, it has come to refer to an argument in which the premises assume the conclusion without supporting it. This makes it an example of circular reasoning." -per wikipedia

when you say " deep tissue massager" are you referring to something like a Theragun?

Fair enough.

"That story about Dr. Rogozov always struck me as something superhuman. "

It actually says near the end of the article that Rogozov and Gagarin (who flew 16 days later) both served as models for the Soviet superhumans mentioned in propoganda. It's also probably why some countries now make appendectomies compulsory prior to visiting Antarctica.

If we wait until an injury or condition is imminently life-threatening then the hospital is legally obliged to treat regardless of an ability to pay and that's one reason people wait. Also, insurance often penalizes (by paying less) for ER visits that turn out not to be emergencies. The thinking is that you should have gone to your doctor who's booked-up six weeks out instead.

if any blood tests are involved then that alone can send it into the 1000's. -I've had firsthand experience with that.

It's not hard at all. -If one has a PhD in the hard-sciences and at least $500,000.00 in savings prior to turning 30yo

/s

Your disgust has a scale that ranks higher than genocide?

That's a pretty Liberal take from someone using a "Lemmygrad" account.

Vivian is a lovely name!

trench-knives are pretty solid

I can respond with 👍 and if people don't like it then next time I probably wouldn't respond to there texts with anything at all. The thumbs up IS me putting in the extra effort to acknowledge & respond to received messages. Also, it was my avatar on my previous college online profile.

Just try to remember that there is almost always more than one way to interpret a body of text even if it's a single character.

"The senator noted that she also serves Trump voters of Michigan"

There it is. As somebody who has an (R)President, (R)governor, (R)Senator, (R)Congressperson I can tell you that not a single one feels the need to represent my point of view or interests. This statement by Slotkin strikes me as nothing more than idealism that serves to only inhibit the party's ability to pass meaningful legislation.

Do your friends not understand that Republics are a small subset of Democracies?

For the prison industrial complex, yes. Yes it did.

"To Be Fahr."

It's certainly more content but I'm not so sure there's that much well-intentioned human-human discussion anymore. A lot of comments strike me as generic comments like those that could've been generated by a bot or a person working from script. I've begun noticing it on the local sub I usually check, as well. Until they wall it off it is still full of useful old references from a couple years ago, though.