To put that in perspective I have a nonemergency going on right now. I need to replace my CPAP. To do so I need a new prescription for one. In order to do that I need to go to my primary doctor to get a referral to a sleep specialist. That appointment cost me $250. The sleep specialist basically told me yup I need a CPAP just like the past 7 years. That cost me $370. So now I've paid $620 in order to pay $800-$1000 for a new CPAP.
Both of you are thinking in terms of efficiency and not control. You're dependent on your job to get health care. Lose your job? Better not get sick or hurt.
Of course the new thing is to not give employees too few hours so you legally don't have to provide health insurance for them and make them pay for it themselves. Which is much more expensive.
Sure there's Medicaid, but first you have to qualify. Then there's different parts that cover different things and not others. You may also still have copays, deductibles, and other charges you still have to worry about.
That's why that entire generation did fuck all for climate change! The ol' I was raised this way and turned out fine!