Just a slimy middleman taking a cut of every transaction and trapping people in debt. But a bit of a tragedy of the commons because merchants raise prices to accommodate CC fees and the rewards are hard to pass up.
Still using "at least we're not the USA!" to excuse a dumpster fire of a healthcare system, as we have been for years.
It is important to note that there isn't a "Canadian" healthcare system, per se. It is largely a provincial jurisdiction. So while Manitoba sees outrageous wait times, hallway medicine, nurse shortages, and people dying in ER waiting rooms because they don't have a GP, I can't speak for every province in the country.
Anecdotally, my experience is... OK. I'm lucky to have a family doctor that I've had since childhood. That said, I've moved multiple times since then, and I haven't been able to find a doctor in any of my new communities, so if I ever need to see a GP, its an hour drive back to my hometown.
Still stuck on my 3a XL waiting in vain for a headphone jack...