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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)FR
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2 yr. ago

  • Plus it'll go back up to where it was in a few months.

    And you only need a credit score if you're applying for credit. Are you financing a major purchase in the near future? If not, your credit score is literally meaningless.

  • I honestly don't know shit about this stuff. However, I'm guessing they do both. Online they flood people hoping someone will bite. But, I'm guessing it's with it to send people, as they are probably a thousand times more successful. Plus they can target a specific person that might be "immune" to online methods. This is pure speculation, as I've never studied it or looked into it. I could be completely off base.

  • Hi, I was just calling because I live down the street from you, and your daughter come to my house today and she kick my t-rex.

    Your daughter come to my house today, And she come on my property and then she kick my t-rex. And now my t-rex needs operation.

  • While I agree with you, there is definitely a large set of the population who spiral without a consistent schedule. And for some it gives them a responsibility they have to attend to rather than drinking/drugs/wasting away. To each their own, but it does help some folks.