Motorola phones are very easy to mod(root,custom rom) and even if you brick the phone in most cases you can just use the lenovo recovery tool. I personally use crdroid but lineage is fine too. I recommend you use microg with magisk to hide that the device is root/has custom rom. You can also just use shelter for the banking apps.
It's probably because of the CSAM attack. They had to delete all images that were from that time interval. They also had to disable uploading images until they fixed the problem.
Most if not all require you to pay since free ones would already be claimed. There's esimplus but I don't know if they are trust worthy. Try searching for prepaid phone number online and see if you find something.
