Depends on how you look at it. According to the article, FedNow is more expensive than automatic clearing house. 4 cents vs half a cent. But if FedNow is competing with Venmo and Paypal, they charge a lot more than the Fed's $0.04. That's also cheaper than what the credit card companies charge businesses.
There were some people that went out and purposefully installed the rootkit. Why would someone do that? Those people like to cheat in games. The rootkit would let them hide their cheat software from anti-cheat software that scanned what processes were running.
His administration funded development. As for distribution, they did jack all. Biden's people came in, asked what the logistics plan was and there was none. One had to be put together at the last minute.
Lack of voting is one problem, but the overarching problem is how we select our representatives. We have a two party system with winner takes all elections which cements the two party system. You pretty much have to vote for one party or the other otherwise you're essentially throwing away your vote. Personally, I think a system like ranked choice would be an improvement. At least then you could vote your conscience, and if your first choice doesn't make it then your vote goes towards your 2nd, 3rd, etc. A system like that should produce a result that is closer to the ideological center of the voters.
the center and left see the right as wanting to end voting rights
It's less of "see the right" and more of "has observed the right". We just had Moore v. Harper which had republicans pushing the independent state legislature theory where they argued state legislatures had sole authority to decide how elections are conducted and could change the rules however they wanted. Even if it meant disenfranchising voters. Thankfully SCOTUS shot it down.
Okay, but the universe and our galaxy is really friggin' big. There very well could be other life out there, but is it intelligent enough to build spaceships? Perhaps. Has it figured out how to traverse the galaxy in a reasonable amount of time? I have doubts about that. Then what's the chance it would came across our own solar system? Pretty slim.
"Oh, no! There's a spider in my house! I guess I need to burn everything down."
All large platforms (except for Twitter) have a trust and safety team to handle those kind of situations. They also establish relationships with the various government agencies and non-profits that deal with that kind of stuff.
If they're replacing chat with a new system that isn't compatible with the old that means either migrating and modifying all messages to be made compatible -or- keeping part of the old system online while adding adapter code to the new system so old messages can be fetched and displayed. Reddit is going the cheap, easy, and anti-user path of deleting old messages.
Why stop there when there's xxx.xxx or even xxx.xxx.xxx