Honestly it sounds like you’re in Europe somewhere?
I’m in Australia, we have no population to support living outside of the few cities that you cannot afford to live in unless you live hours out of the city via P/T or car.
Yeah let’s be proud of his independence by promoting him to make choices such as what shoes he wears.
The kid wants something so he can practice the art of being social and fitting in. You are not enriching their lives by giving them the answer without letting them work it out and come to their own understanding.
No bank would ever give me a mortgage that high on a single income, and no amount that I can save would ever cover the non-stop increase of property prices year on year.
I’ll settle only for M. Bison