Clent @ Clent @lemmy.dbzer0.com

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8 mo. ago

We're just talking about emergency funds, not an entire portfolio.

We're in a shitposting sub and I started the comment thread and I disagree that anyone needs several dozen thousand in an emergency fund that is available within minutes.

Definitely a "but he said he would" series of moments.

No one has increased their wealth because of savings account percentages. If that's where the majority of your funds are located, you're wasting the money's potential.

I wouldn't bother giving this advice if it was the same boring play it safe guidance. People who are risk adverse have options that need to be talked about and it's not going to be found in your local banks pamphlets.

People are really bad at measuring risk. Choosing to avoiding direct investments is one such case.

Consider putting $20 in stocks per month instead of $20 on lottery tickets per month and see the difference. I assure you the former has better results than the latter.

Yeah it's all pretty silly. This guy is known for being nonpartisan and fools are demanding he suddenly be partisan. How about treating him like he isn't an actual person and sympathizing that his career is ending.

Those graphs make it look scary but clearly the stock market had trended upwards. If you're using your emergent fund within a year or two of putting the money in, I would argue it's not an emergency.

Bail is a weird thing to be planning for and I don't think you have the timeline right on how quickly bail is set.

But my main point was to simply put money aside at even the smallest amount rather than make excuses.

Putting it in an investment account rather than a savings account sitting right next to your checking account is too easily to access. The withdrawal delay can be a feature.

The balance of the emergency fundis not something one should be seeing or thinking about as often as one sees and thinks about their bill payment account.

Even if one is only comfortable using a saving account, I would still suggest using a separate financial entity.

This only works because accordion is close according, not because they sound alike which is what everyone is attempting in these comments.

This is similar to the phenomena that allows jumbled words to be read, it's about context clues not puns.

It's never the nameless developer's credibility that is being harmed.

I beginning to suspect it's the pills that have convinced us this is last-stage capitalism instead of simply next-stage capitalism.

I suggest we reduce this to "Trump politicizes 67 tragic deaths." With the next one being "Trump politicizes another 83 tragic death, total stands at 150"

I bet he can hit at least six digits by the end of the year.

This always felt like banker advice to me. That's an insane percentage of cash to have sitting in an account that's earning less interest than the rate of inflation.

I would suggest everyone have a stock investment account and not worry about the percentage. Setting aside $1 per month is infinitely better than $0.

Where does the meme imply the other browser is a Google product?

Translucent products had been around for a decade prior to those iMacs. If anything, they marked the beginning of the end for the trend.

Calling them "the left" is their imagination. They aren't the left, they are by all measures a flavor of auth-right. They require a strict obedience with dogma that cannot be questioned.

Correct. Elon Musk, the Nazi who does Nazi salutes because Elon Musk is a Nazi.

Grab your rifle and run out into the street.. If you're the only one in the street with a rifle, go back inside. The revolution hasn't started yet.

You know what would really lower car costs and expand consumer choice, removing all tariffs on foreign car manufacturering.

Clearly it's not actually about cost or choice.

Yep. The only pushback is from the countries he wants to cleanse them into or the people themselves he wants cleansed. It's self preservation.

The left strongly disapprove, but that's it enough for a backlash. The leftists think Biden was just as bad and the right and diet-right voters don't care or are happily on board.

No surprise. American companies are chasing fantasies of general intelligence rather than optimizing for today's reality.

But the ascent is something I've literally heard mentioned by white owners. When they hired their first non-white employee they made a point of mentioning how easy he was to understand.

Women being assholes to men has become deeply ingrained in American culture.

Men dumb, women smart is something many men agree with while claiming to be alpha. It's quite silly and has resulted in a form a toxicity that remains poorly defined but palpable once you're aware of it..