BeardedGingerWonder @ BeardedGingerWonder @feddit.uk

Posts

4

Comments

878

Joined

2 yr. ago

This is not straightforward for the average user. There's plenty of commercial or niche software that has no real alternative in Linux land. CAD being one - and I'm well aware of freecad, and I love it, but it ain't a pro tool yet.

The post above is about patreon and how their changes are impacting a comic artist in the UK. Your banking experience where you live is largely irrelevant. Your bank can and will close an account if you don't match their risk profile - no investigation by police or financial services required.

You're describing a multinational. And I'm concerned with getting paid, alone. A creator should employ whatever services they see fit to forward their business, be it video editors, IT services, etc. Services from which they should be capable of detaching in favor of another, better, offer.

No, I'm describing a small content creator. You're adding middlemen that can interrupt service here, not removing them.

Just because one solution exists, does not mean it has to be the one and only, and right now, the platforms that offer these services do not serve their customers better interests.

I didn't say it was the one and only. I said they exist for a reason, because doing this stuff on your own through disparate services can be difficult, time consuming and not what the creator wants to do with their time. If the services offered align with the users needs then it absolutely makes sense to use these middle men. You're the one suggesting abandoning middlemen and using direct bank transfers as a primary means of doing business.

The threat model for a local sports club putting a bank account on their window is completely different than a popular content creator posting it on the internet. I can't speak definitively about your country, but it's probably safe to assume they have business accounts, which are different than personal accounts, incur fees for having them open, fees for deposits, fees for transfers etc - negating the monetary benefit you see from "cutting out the middle man".

Banks typically don't like you running businesses on personal accounts and they will notice. The scenario this particular creator describes will result in lots of small irregular payments and few withdrawals from the account - that's pretty much a textbook example of usage that will trigger a KYC red flag at a bank. Now your account is being investigated and has a chance of being closed/frozen.

We've not even gotten into international transfers, malicious "fans" trying to reverse payments/reporting you for fraud etc which could end up with your account frozen, the fact you now have to build and maintain your own infrastructure for web hosting, video sharing, customer service - which will eat time, money or both (and unless you're particularly technical you're likely to need several middlemen). You'll likely also need to deal with a drop in users/income because you've now made paying you significantly more difficult for many users.

Frankly, because you think there's an easy alternative doesn't mean there is one. There's a reason these middlemen exist - because everything I've described up there is difficult, time consuming and not what these creators want to be doing. Like them or not, many creators wouldn't be creators without them.

A simple no would've done.

If nothing else it's a bit of a faff. But again you'd need someone to convert it to fiat for it to be useful in every day life, which isn't super removed from a payment processor. It's pretty much difficult to get away from a middleman somewhere.

You'd be happy to post it on Lemmy with any required routing information?

Widely sharing your bank details isn't usually considered a great idea.

Used to play "block you head with my arm" with my cat every time I put food in his bowl 😂

Onlyfans!

You kinda need a payment processor unless you want people to start mailing cash in the post.

Nero fiddled while Rome burned.

Lol, F1 has been corrupt af for years, probably since it's inception, I'm well aware. What you're saying is F1 doesn't care about the conflict of interests that would arise, which is how we end up with a lot of controversy.

I'll take a bite.

I mean no disrespect to either of the Wolffs, but intention or even action don't negate conflict of interests. For instance with my own role at work I'm not allowed to work in the same dept as a blood relative, spouse or someone I live under the same roof as for conflict of interest reasons.

Ring doughnut or jam?

Wouldn't that be a bit conflict of interesty?

I've got a helmet like that, only works on women though...

I wouldn't be surprised if he came up with it tbh, dude has a doctorate in economics and been the Governor of the Bank of Canada and the Governor of the Bank of England, he's certainly got the experience to know how to play with an economy on a massive scale.

Yeah makes sense, Focus definitely ends production at the end of the year. Always been a fan of Fords in general, decent quality, decent price, just all round decent cars.

I've definitely missed an apostrophe there.