Skip Navigation

InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)BB
Posts
1
Comments
218
Joined
2 yr. ago

  • Tired of being nice. I do it all the time and it’s never returned in kind.

    Lemmy users act like this is a different place, that it’s a more wholesome internet, what a joke. It’s as bad as anywhere else.

  • Well there’s considerable difference between an apartment complex in a suburb not designed for heavy traffic and less developed areas where there’s room for expansion for infrastructure.

    We can’t expand roads in my area, either for an extra lane (which I know is a sin) or for buses because it would be right up on houses at that point.

    However, just a few miles down the road on the main drag, there’s undeveloped land that would be perfect. Build it there.

    When I say “backyard” I mean literally in your backyard. Instead of name calling and downvoting, have a fucking conversation and ask in a respectful manner what somebody means. Stop being a douche because you automatically assume somebody who thinks slightly differently than you is wrong.

  • I think it’s more so that people don’t want an apartment complex built in their backyard, not that they are opposed to them being built in an area where there is proper infrastructure

  • A few thousand dollars of decrease doesn’t offset the doubling of prices that happened during Covid. You should consider asking for specifics instead of trying to do a witty insult.

    Rates weren’t effectively zero prior to Covid. They were too low, yes, and should have been higher, but the bottom fell out during Covid.

  • Man, I’m a loan officer at a bank. I know a lot more about this than what you do. Interest rate increases are squeezing all levels to decrease spending across the board. Banks are beginning to cut back lending to businesses.

    And demand for housing ebbs and flows. Things skyrocketed during Covid because of a lack of supply. There’s actually been decreases in pricing at this point.

  • Yes, it turns out that high demand for real estate in certain areas leads to higher prices because of a finite supply.

    You might have to look at different areas and consider the differences. I’d love to live in a penthouse downtown, but I’ll settle for my 1600 sq foot home in the suburbs.

  • Mortgage rates have returned to an average range. Still lower than they were in the 90s.

    Your payment isn’t doubled because of rates, it’s because of high demand areas.

  • Then buy a home in a lower cost of living area. There’s government grants to assist with down payments and closing costs.

    My first house, that I bought about 5 years ago before you start calling me a boomer, was a HUD foreclosure. I was only required to do 100 dollars as a downpayment.